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Legal

Privacy Policy

What this site collects, why it collects it, who ever sees it, and how to make me delete it. Written so you can read it, because a policy you can't read isn't disclosure.

Last updated: September 10, 2026

Who this is

This site is run by Shane Kaibney, a licensed insurance agent (NPN 21273611) operating as SHANE K-HLA LLC, based in Tampa, Florida and licensed in 31 states. Reach me at (813) 833-2628 or shanekhla.insured@kaibney.com.

What I collect

Things you type in

If you fill in the quote form, I receive what you entered: your first and last name, phone number, state, email address if you chose to give one, and the three answers you clicked: who the coverage is for, the age range, and what you're trying to fix. Nothing in that form is pre-filled from anywhere else, and there is no hidden field collecting anything you can't see.

Things your browser sends

My host records ordinary server logs: IP address, browser type, which pages were requested and when. That happens for every website and I use it only to keep the site working and to see whether it's being abused.

What I do not collect

Why I collect it

One reason: so I can contact you about coverage, answer the question you asked, and show you what you qualify for. I don't sell leads, I don't trade contact lists, and I don't run a mailing list or a drip campaign.

Who else touches it

Three services are involved in running this site, and each one is named here because your data passes through it:

Beyond those, information is shared only with the insurance carriers and their underwriting partners when you and I are actually working on an application together, and only what that application requires.

I do not sell your personal information, and I never have. No sharing for anyone else's advertising, and no sale of contact data to other agents or lead buyers.

Cookies

This site sets no tracking cookies of its own, and runs no analytics or advertising cookies at all. The Calendly booking widget does set cookies in your browser to make the calendar work. Its script only loads after you send the quote form on the home page, when the calendar is shown to you, so if you never send the form it never loads and sets nothing. They are Calendly's, governed by Calendly's own privacy policy, and I don't read them.

How long I keep it

Quote requests are kept for as long as I may reasonably need them to serve you or to meet insurance record-keeping rules, which in several states means a number of years after a policy ends. If you're not a client and you ask me to delete your information, I'll delete it.

Your choices

Depending on where you live, state law may give you specific rights to access, correct, delete or limit the use of your information. Ask and I'll honor them; you don't need to cite a statute at me first.

Children

This site is meant for adults shopping for coverage. I don't knowingly collect information from anyone under 13. Coverage for a child is discussed with their parent or guardian.

Security

The site is served over HTTPS and form submissions are encrypted in transit. No system is perfect, and I'd rather say that plainly than promise otherwise.

Changes

If this policy changes, the date at the top changes with it. Material changes get posted here rather than slipped in without a word.

Questions

Call (813) 833-2628 or email shanekhla.insured@kaibney.com. I answer both myself.

This website is not a government website and is not affiliated with or endorsed by any government agency, the Health Insurance Marketplace, or the Centers for Medicare & Medicaid Services.